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Snowmobile and Power Sports Insurance

Snowmobile Insurance

Your snowmobile needs an insurance coverage that will take care of it like you do. Precision Insurance Agency feels like you and has the carriers so you can choose the right insurance policy for your snowmobile. Since we can't predict when it will snow or how long it will last, Precision Insurance Agency is a strong supporter of a year round (12 month) policy. This is so you can go out and enjoy the ride wherever and whenever the mood and weather strikes you.

We've got you covered:

  • Safety Apparel Coverage. This provides (up to policy limits) in coverage for damage to any clothing designed to minimize damage from an accident, including helmets and goggles.
  • Annual Policy. If there's an unexpected snowfall, you don't want to miss it. No calls, no hassle with our annual policy you can insure your sled even in the "off-season."
  • Optional Equipment Coverage. We have carriers who offer (up to policy limits) optional equipment coverage. This covers any "extras" added to your ride, including towable trailers or sleds made for use with your snowmobile.
  • Medical Payments Coverage. Hopefully never needed, but always important with snowmobile insurance, this coverage pays for the necessary medical care you receive as a result of a snowmobile accident.
  • Trailer Coverage. Provides coverage for a specifically designed trailer to transport your snowmobiles (up to policy limits).
  • Liability Coverage. This broad coverage is meant for accidents involving your snowmobile (the coverage is for third-party injuries and property damage).
  • Collision Coverage. Regardless of who is at fault, this covers your snowmobile in the event of damage caused by collision with other vehicles and trees or utility poles.
  • Other than Collision Coverage. Provides coverage for out of the ordinary damages, such as fire, theft, flood or vandalism.
  • Increased Limits. You can choose the limits that you want on your liability.

Off-Road Vehicle Insurance - ORV

Do you jump on your dirt bike when you wake up, drive it down the stairs to your kitchen and grab some coffee? We hope not. Then why would you insure your off-road vehicle (ORV) with a policy meant for your home?

Don't let your adventures get cut short because you didn't get the right coverage for your ride! Your homeowners or auto policy may not adequately cover your ORV. Lucky for you, Precision Insurance Agency has the carriers that can help you choose the right policy for your ORV.

We've got you covered:

  • Safety Apparel Coverage. This provides (up to policy limits) coverage for damage to any clothing designed to minimize damage from an accident, including helmets and goggles.
  • Optional Equipment Coverage. Our carriers include (up to policy limits) optional equipment coverage. This covers any "extras" added to your ride, including towable trailers or sleds made for use with your ORV.
  • Annual Policies. If the trail is calling, you don't want to miss it. No calls, no hassle with our annual policy you can insure your ORV even in the "off-season."
  • Medical Payments Coverage. Hopefully never needed, but always important with off-road vehicle insurance, this coverage pays for the necessary medical care you receive as a result of an off-road vehicle accident.
  • Liability Coverage. This broad coverage is meant for accidents involving your ORV (the coverage is for third-party injuries and property damage).
  • Increased Limits. You can choose the limits that you want on your liability.
  • Collision Coverage. Regardless of who is at fault, this covers your ORV in the event of damage caused by collision with other vehicles and trees or utility poles.
  • Other than Collision Coverage. Provides coverage for out of the ordinary damages, such as fire, theft, flood or vandalism.
  • Trailer Coverage. Provides coverage for a specifically designed trailer to transport your ORV (up to policy limits).

Scooter Insurance

Your homeowners policy probably won't adequately cover your Scooter. Lucky for you, Precision Insurance Agency has carriers that can offer you the right policy for your scooter.

We've got you covered:

  • Safety Apparel Coverage. This provides (up to policy limits) coverage for damage to any clothing designed to minimize damage from an accident, including helmets and goggles.
  • Annual Policy. If there's a beautiful sunny day, you don't want to miss it. No calls, no hassle with our annual policy you can insure your scooter even in the "off-season."
  • Liability Only Coverage. This broad coverage is meant for accidents involving your scooter (the coverage is for third-party injuries and property damage).
  • Increased Limits. You can choose the limits that you want on your liability.
  • Collision Coverage. Regardless of who is at fault, this covers your scooter in the event of damage caused by collision with other vehicles and trees or utility poles.
  • Other than Collision Coverage. Provides coverage for out of the ordinary damages, such as fire, theft, flood or vandalism.
  • Medical Payments Coverage. Hopefully, never needed, but very important with scooter insurance, this coverage pays for the necessary medical care you receive as a result of an accident.
  • Uninsured/Underinsured Motorist Coverage. Coverage that protects you financially if you're in an accident with someone who's at fault and either has no insurance or insufficient insurance.